A methodical, law-based 4-step process that removes negative items, builds credit strength, and unlocks the capital you've been denied.
Every client goes through this system. The depth of each step depends on your tier.
Start with a free assessment — share your credit score range, goals, and negative items. Our system analyzes your profile and recommends the right tier. You see exactly what we'd target before committing a penny.
We launch systematic FCRA Section 605B disputes across all 3 bureaus via certified mail — every inaccurate, unverifiable, and obsolete item. Items that survive get escalated through our 8-wave system with CFPB complaints, BBB filings, State AG escalation, and MOV demands (Accelerator+) to force removal or documented verification.
Once negative items are cleared, we rebuild from the ground up. Authorized user matching, secured card laddering ($500 → $8.5k+), capital stacking prep with regional bank targeting, and inquiry velocity cleanup. Elite adds LLC formation, business credit setup (DUNS/EIN), and 0% credit stacking ($15k → $113k+).
Your credit doesn't stop improving after the initial work. We provide ongoing 3-bureau monitoring with real-time alerts for any changes. IDIQ enterprise credit monitoring is available at a preferred partner rate — giving you identity theft protection, live dashboard access, and dispute technology infrastructure. Your dedicated specialist runs weekly (Accelerator+) or monthly (Starter) strategy calls to adjust as your credit evolves and funding opportunities emerge.
Get your free credit assessment with score analysis and automated tier recommendation.
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