Your Info
Step 1 of 5
What's your current credit score?
Don't worry if you're not sure — just give your best estimate.
Under 550
Poor — I know my credit needs serious help
550 – 620
Fair — I'm below average but not at the bottom
620 – 680
Fair to Good — close to where I need to be
680 or Above
Good — fine-tuning and polishing
Not Sure
I haven't checked my score recently
How many negative items are on your report?
Late payments, collections, charge-offs, etc. — roughly.
0 – 3 Items
Just a few things holding me back
4 – 8 Items
A handful of issues across my reports
8+ Items
Multiple negative marks — I need serious help
What's hurting your credit?
Check all that apply — be honest, this helps us recommend the right plan.
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Late Payments
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Collections
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Charge-offs
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Hard Inquiries
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Bankruptcy
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Medical Debt
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Student Loans
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Foreclosure
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Tax Liens
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Repossession
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Something Else
What's your credit goal?
Tell us what you're working toward so we can tailor your plan.
🏠 Buy a Home
I need a mortgage-ready score
🚗 Buy a Car
Auto loan approval with good rates
💼 Business Funding
I need financing for my business
📈 General Improvement
Just want better credit overall
🤷 Not Sure Yet
I know I need help, just exploring options
Your Personalized Recommendation
Based on your answers, here's the plan we recommend for you.
RECOMMENDED
$79/mo
Starter
For light credit repair — a few items to clean up.
Get Started →
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