Untapped Financial Solutions was built for the 80% of Americans who don't have time to navigate credit law alone — and shouldn't have to pay $139+ for the privilege.
The credit repair industry has two extremes. We created a third option.
We use AI to scan credit reports across all 3 bureaus, identify every disputable item, draft legally-grounded letters, and track every response. What takes other companies weeks takes us days.
Every dispute is reviewed by a real credit specialist before it goes out. We negotiate with creditors, spot violations, and escalate when needed. No chatbots. No automated dead ends.
All disputes are grounded in the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and CFPB guidelines. When creditors don't comply, we file formal complaints.
Florida-licensed insurance broker | Credit repair specialist | Margate, FL
I started Untapped Financial Solutions because I saw the same problem over and over: clients who needed credit repair were being offered either a $20/month AI app with no human support, or a $139/month traditional service that took months to get started.
Neither option was good enough.
The AI apps are great at automation but terrible at strategy. They can't negotiate. They can't spot legal violations. And when something goes wrong, there's nobody to call.
The traditional companies have the expertise — but they charge premium prices for processes that should be faster and cheaper with modern technology.
So I built the middle ground: AI for speed and efficiency. Humans for strategy and accountability. Legal backing for results that stick.
I'm a Florida-licensed insurance broker (NPN 19359600) operating out of Margate, FL. I understand the financial system from the inside — and I know exactly how bad credit holds people back from the life they deserve.
Every client gets my personal attention. That doesn't change whether you're on the Starter plan or the Entrepreneur program.
— Ian Walcott
Founder, Untapped Financial Solutions
We operate in full compliance with the Credit Repair Organizations Act (CROA), FCRA, and FDCPA. Our CROA disclosure is available here.
256-bit SSL encryption on all connections. Your personal information is never shared or sold. Read our privacy policy.
If you're not satisfied within 90 days, we'll refund your payments. No questions asked. No long-term contracts.
Walcott Marketing & Investments LLC. Margate, Florida. NPN 19359600.
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