Credit Repair Organizations Act Disclosure Statement
You have the right to dispute inaccurate information in your credit report by contacting the credit bureaus directly — at no cost to you. You are not required to use a credit repair organization. This disclosure is provided in compliance with the Credit Repair Organizations Act (CROA), 15 U.S.C. § 1679 et seq.
Under the Credit Repair Organizations Act, you have the following rights:
Untapped Financial Solutions does not and cannot guarantee specific credit score improvements or the removal of specific items from your credit report. Credit bureaus and creditors have the right to investigate disputes and may determine that negative items are accurate and should remain on your report. Results vary based on individual circumstances.
You have the right to dispute inaccurate information in your credit reports directly with the credit bureaus at no cost. You can contact each bureau:
In compliance with CROA, we do not accept payment before services are rendered. Our billing is month-to-month with no long-term contracts.
If you have a complaint about our services, you can contact us directly at support@untappedfs.com. You may also file a complaint with the Federal Trade Commission (FTC) at ftc.gov/complaint or 1-877-FTC-HELP, and with your state Attorney General and local consumer protection agencies.
We do not make false or misleading statements about our services. We do not advise clients to misrepresent their identity, create a new credit identity, or provide false information to credit bureaus or creditors.
You may cancel your contract with us within 3 business days of signing, without any penalty or obligation. After the initial 3-day period, you may cancel at any time with 30 days' written notice. All fees are refundable within the 3-day cancellation period.
Untapped Financial Solutions is a DBA of Walcott Marketing & Investments LLC. Margate, FL 33063.